Insurance Plans in Florida
Get the coverage you need at a price you can afford!
Let HealthMed Plans help you find the perfect coverage
Looking for health insurance but feel overwhelmed by all the options? HealthMed Plans can help. We work with a variety of insurance providers to find the perfect plan for your needs and budget. And because we're independent, we'll always have your best interests at heart.
We understand that health insurance can be confusing. That's why we take the time to explain everything in plain language, so you can make the best decision for yourself and your family.
Obamacare
Affordable Care Act Plans
What is Obamacare?
The Patient Protection and Affordable Care Act, commonly known as Obamacare, is a health insurance reform law that was passed in 2010. The law’s main objectives are to make health insurance more affordable and to expand coverage to millions of Americans who are currently uninsured.
To achieve these goals, the law imposes a number of requirements on both individuals and insurance companies. For example, all Americans are required to have health insurance or face a tax penalty. Insurance companies are also required to provide coverage for pre-existing conditions and to offer a minimum level of benefits. In addition, the law provides subsidies to help low- and middle-income Americans afford their premiums.
Obamacare
Affordable Care Act Plans
What is Obamacare?
The Patient Protection and Affordable Care Act, commonly known as Obamacare, is a health insurance reform law that was passed in 2010. The law’s main objectives are to make health insurance more affordable and to expand coverage to millions of Americans who are currently uninsured.
To achieve these goals, the law imposes a number of requirements on both individuals and insurance companies. For example, all Americans are required to have health insurance or face a tax penalty. Insurance companies are also required to provide coverage for pre-existing conditions and to offer a minimum level of benefits. In addition, the law provides subsidies to help low- and middle-income Americans afford their premiums.
Main
Benefits
Preventive care and control of chronic diseases including lab tests
Emergency room services
Prescriptions
Hospital care
Surgical Procedures
Who can qualify for
Obamacare?
Live in the United States
American citizens and permanent residents (Green card holders).
People with a work permit (EAD)
People who started their immigration process and received form I-797
Have income above 100% of the federal poverty level
When can I enroll in
Obamacare?
You can enroll in Obamacare ALL YEAR ROUND, however, the requirements vary according to the enrollment period.
Open Enrollment begins November 1 - December 15 however there may be an extension till January 15
Any dates out of that range are considered Special Enrollment Period where you can enroll or make changes to your policy. Speak with our agents today to learn more!
Main
Benefits
Preventive care and control of chronic diseases including lab tests
Emergency room services
Prescriptions
Hospital care
Surgical Procedures
Who can qualify for
Obamacare?
Live in the United States
American citizens and permanent residents (Green card holders).
People with a work permit (EAD)
People who started their immigration process and received form I-797
Have income above 100% of the federal poverty level
When can I enroll in
Obamacare?
You can enroll in Obamacare ALL YEAR ROUND, however, the requirements vary according to the enrollment period.
Open Enrollment begins November 1 - December 15 however there may be an extension till January 15
Any dates out of that range are considered Special Enrollment Period where you can enroll or make changes to your policy. Speak with our agents today to learn more!
Main
Benefits
Preventive care and control of chronic diseases including lab tests
Emergency room services
Prescriptions
Hospital care
Surgical Procedures
Who can qualify for
Obamacare?
Live in the United States
American citizens and permanent residents (Green card holders).
People with a work permit (EAD)
People who started their immigration process and received form I-797
Have income above 100% of the federal poverty level
When can I enroll in
Obamacare?
You can enroll in Obamacare ALL YEAR ROUND, however, the requirements vary according to the enrollment period.
Open Enrollment begins November 1 - December 15 however there may be an extension till January 15
Any dates out of that range are considered Special Enrollment Period where you can enroll or make changes to your policy. Speak with our agents today to learn more!
Medicare Advantage Plans
Medicare Advantage (also known as Part C) is a Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage. These “bundled” plans include Part A, Part B, and usually Part D.
- Plans may have lower out-of-pocket costs than Original Medicare.
- Plans may offer some extra benefits that Original Medicare doesn’t cover—like vision, hearing, dental services, over the counter medication & transportation.
Who can qualify?
You must:
- Have Part A and enrolled in Part B.
- Live in the plan’s service area.
- Be a U.S. citizen or lawfully present in the U.S.
When can I join a Medicare Advantage Plan?
- When you are turning 65 or have a disability for 24 months
- You can join, change, or drop a Medicare Advantage Plan during the Annual Enrollment Periods AEP: —Between October 15 and December 7 and your coverage will begin on January 1 of the following year
There are other ways during the year you may qualify to join. Contact one of our agents to learn more!
How can I join a Medicare Advantage Plan?
Not all Medicare Advantage Plans work the same way and there are many options available to you
The easiest way to compare plans is meet with one of our agents to discuss your needs so we can provide you with the right plan for you.
Medicare Advantage Plans
Medicare Advantage (also known as Part C) is a Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage. These “bundled” plans include Part A, Part B, and usually Part D.
- Plans may have lower out-of-pocket costs than Original Medicare.
- Plans may offer some extra benefits that Original Medicare doesn’t cover—like vision, hearing, dental services, over the counter medication & transportation.
Who can qualify?
You must:
- Have Part A and enrolled in Part B.
- Live in the plan’s service area.
- Be a U.S. citizen or lawfully present in the U.S.
When can I join a Medicare Advantage Plan?
- When you are turning 65 or have a disability for 24 months
- You can join, change, or drop a Medicare Advantage Plan during the Annual Enrollment Periods AEP: —Between October 15 and December 7 and your coverage will begin on January 1 of the following year
There are other ways during the year you may qualify to join.
Contact our agents to learn more!
How can I join a Medicare Advantage Plan?
Not all Medicare Advantage Plans work the same way and there are many options available to you
The easiest way to compare plans is meet with one of our agents to discuss your needs so we can provide you with the right plan for you.
How It Works
Request a Quote
Health insurance is an important part of maintaining your health & well-being. Without it, you could be faced with high medical bills in the event of an accident or illness but we've made finding coverage easy. Simply fill out our health insurance quote form today & we'll get started on getting you the best deals.
Select a Plan
We'll provide you with quotes from a variety of companies, so you can see what your options are and make an informed decision. And because we're an independent broker, we're not beholden to any one company. So you can be sure that you're getting the best possible deal.
Get Coverage
We are here to help you every step of the way, from initiating coverage to answering any questions or concerns you may have. We make it our mission to keep you well informed so that you can make the best choices for your health and your budget. Contact us today to get started!
Request a Free Quote
Health insurance is an important part of maintaining your health and well-being. Without it, you could be faced with high medical bills in the event of an accident or illness but we've made finding coverage easy. Simply fill out our health insurance quote form today & we'll get started on getting you the best deals.
Select a Plan
We'll provide you with quotes from a variety of companies, so you can see what your options are and make an informed decision. And because we're an independent broker, we're not beholden to any one company. So you can be sure that you're getting the best possible deal.
Get Coverage
We are here to help you every step of the way, from initiating coverage to answering any questions or concerns you may have. We make it our mission to keep you well informed so that you can make the best choices for your health and your budget. Contact us today to get started!
